SHOULD I FILE A CLAIM WITH RECENT STORM DAMAGE?

[Ryan]

ALLSTATE CAN HELP U TO DETERMINE WHAT TO DO WITH RECENT STORM DAMAGE!

1. STEP 1: Determine what type of an insurance policy you have. There are two types:

a. RCV policy (Replacement Cost Value) This type of insurance means the insurance will pay to replace or fix damaged areas. This will include materials and labor and minus your deductable. This is the best type of insurance and is most common in policies.

b. ACV policy (Actual Cash Value) This policy will prorate your roof on how old it is. For example: If you have a 50 year shingle that has been on the house for 25 years the insurance company will give you 50% of the value of your roof minus the deductable. $10,000 - $5000 - $500 deductable =$4500 for your roof. This policy is not as good, but you pay less in premiums also.

2. STEP 2: Determine how much damage you have. ALLSTATE CAN ASSESS THE DAMAGE AND SAVE YOU FROM FILING A CLAIM. Call Ryan at (402-689-9520) ALLSTATE can climb on the roof and determine whether or not u have damage. ALLSTATE has years of experience working with insurance companies and homeowners claims. If there is damage than we can help you file the claim and work with the insurance company to get the damage fixed and get everything paid for minus the deductable.

3. FINAL STEP: CALL RYAN AT 402-689-9520 TO HELP. ALLSTATE HAS BEEN WORKING WESTERN IOWA AND DUNLAP AREA FOR 17 YEARS AND TAKE PRIDE IN OUR WORK! WE ARE A REGISTERED CONTRACTOR, INSURED, AND A MEMBER OF THE BETTER BUSINESS BUREAU HONOR ROLL!